Join Barakah Circle Co-operative Society Limited

Apply for membership in two quick steps

Registration Fee: ₦10,000 — payable after approval

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Select Your Membership Tier

Pick the tier that matches your planned monthly savings commitment

Akhi

₦5,000 – ₦20,000 /month

Entry-level membership for all qualifying members.

  • Monthly savings: ₦5,000 – ₦19,999
  • Loan eligibility: up to 3× total savings
  • Access to all cooperative services
  • One vote at AGM
  • Eligible for Qard Hasan emergency fund

Loan eligibility: up to 3.0× savings

Murshid

₦20,000 – ₦50,000 /month

Intermediate tier for committed members with higher savings.

  • Monthly savings: ₦20,000 – ₦49,999
  • Loan eligibility: up to 4× total savings
  • Priority loan processing
  • One vote at AGM
  • Access to Murabaha & Musharakah products
  • Eligible for committee positions

Loan eligibility: up to 4.0× savings

Amir

₦50,000 + /month

Premium tier for high-commitment members and society leaders.

  • Monthly savings: ₦50,000 and above
  • Loan eligibility: up to 5× total savings
  • Priority loan processing & larger limits
  • One vote at AGM
  • Access to all financing products incl. Ijarah & Mudarabah
  • Eligible for all committee & leadership positions
  • Dedicated relationship support

Loan eligibility: up to 5.0× savings

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